Save with our fixed-fee advice

Choose clarity with fixed fees from rockwealth

At rockwealth, transparency and simplicity guide our financial advising services. We offer a fixed fee model that is tailored to your unique needs and complexities. Our structured approach to fees stands in contrast to the traditional percentage-based models, ensuring clarity and predictability in your financial planning experience.

We believe that financial advice should be priced transparently and should directly correlate to the service delivered rather than the size of your assets. Our fixed fees are categorised into three distinct bands to accommodate everyone from wealth accumulators to retirees and high-net-worth individuals with complex financial situations. This method ensures that you pay for real value and service, not merely a percentage of your investments.

Explore how our fixed fee structure can lead to significant savings and empower you with greater control over your financial future. Dive into the details of our pricing model and see how it aligns with your financial goals.

PROCESS & FEES:

1. Initial Discovery

We offer an initial discovery consultation at our cost – let’s get to know each other first.

PROCESS & FEES:

2. Research & Recommendation

Your fee for this service is a fixed minimum of £2,000.

This is due on delivery of your Financial MasterPlan, containing our recommendations for you on the matter in hand. For more complicated advice, we reserve the right to charge a higher fee agreed with you in advance.

PROCESS & FEES:

3. Policy & Implementation

We work on a fixed fee basis subject to a minimum of £2,000.

We will not exceed our fixed fees without telling you first.

Ongoing Service

For the fourth stage — ongoing coaching and planning — we divide
our clients into three price bands.

How much you pay each year within those bands depends on
a combination of value added, complexity and time.

The price bands are as follows:

  • Wealth accumulators
    £1850-£5000
  • Those in retirement
    £3000-£7500
  • High-net-worth individuals with complex finances
    £7500+
For those with smaller portfolios, percentage fees can work out cheaper.  If that applies in your case, you will have that option.  
 
But the vast majority of our clients will be better off with fixed fees.
 
To see the substantial savings you can make compared to 
paying percentage fees, watch these videos:

How our fees compare

At rockwealth, we understand that transparency in pricing is key. Our fixed-fee structure is competitively positioned, neither the cheapest nor the most expensive, but always clear and predictable. For instance, with an implementation fee of £2,500, our rates are often more favourable than those of peers charging a 3% fee on investments exceeding £83,334.

Unlike many IFAs and wealth managers, we do not bundle our charges. Each service, advice and implementation is priced separately, ensuring that you pay only for what you need without any hidden costs. This approach underscores our commitment to providing genuinely independent and transparent financial advice.

Book your free discovery session